N26

Founded in 2013 in Berlin, N26 is a notable player in Europe's digital banking scene. The company offers a fully licensed mobile banking platform centered on a checking account that customers can open and manage entirely on their mobile device. Beyond checking accounts, it also offers debit cards and international money transfers, alongside newer features such as savings tools, investment options, and cryptocurrency trading. It is the first 100% mobile bank to have been granted a full German banking license from BaFin, and its goal is to become the leading financial platform in Europe for everyday money management, combining banking, investing, and insurance in a single app.